/* ============================================================
    INSURANCE PAGES
   ============================================================ */

.ins-page {
  --c-navy:    #030d2b;
  --c-navy-2:  #071149;
  --c-blue:    #2244ff;
  --c-blue-h:  #1836e8;
  --c-blue-lt: #eef1ff;
  --c-text:    #0f1628;
  --c-muted:   #5a6481;
  --c-border:  #e2e6f0;
  --c-bg-alt:  #f5f7fb;
  --c-white:   #fff;
  --shadow-sm: 0 1px 4px rgba(3,13,43,.06);
  --shadow:    0 6px 22px rgba(3,13,43,.09);
  --shadow-lg: 0 22px 60px rgba(3,13,43,.18);
  --r-sm: 8px;
  --r:    12px;
  --r-lg: 18px;
  --container: 1180px;

  font-family: 'Inter', 'Helvetica Neue', Arial, sans-serif;
  color: var(--c-text);
  background: var(--c-white);
  -webkit-font-smoothing: antialiased;
  line-height: 1.6;
}

.ins-page *, .ins-page *::before, .ins-page *::after { box-sizing: border-box; }
.ins-page img, .ins-page svg { display: block; max-width: 100%; }
.ins-page a { text-decoration: none; }
.ins-page ul { padding: 0; margin: 0; list-style: none; }

.ins-page .container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }

/* Headings */
.ins-page h1, .ins-page h2, .ins-page h3 {
  font-family: 'Manrope', 'Inter', sans-serif;
  line-height: 1.13; letter-spacing: -.02em; margin: 0;
}

.ins-page .eyebrow {
  display: inline-block; font-size: 11px; font-weight: 700;
  letter-spacing: .13em; text-transform: uppercase; color: var(--c-blue); margin-bottom: 10px;
}
.ins-page .eyebrow--pill {
  border: 1px solid rgba(255,255,255,.22); border-radius: 999px;
  padding: 4px 13px; color: rgba(255,255,255,.8);
}

/* BUTTONS  */
.ins-page .btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 7px;
  padding: 12px 22px; border-radius: var(--r-sm);
  font-family: inherit; font-weight: 700; font-size: 14.5px;
  cursor: pointer; transition: transform .15s, background .15s, box-shadow .15s;
  border: none; white-space: nowrap; text-decoration: none;
}
.ins-page .btn--blue  { background: var(--c-blue);  color: #fff; box-shadow: 0 5px 18px rgba(34,68,255,.32); }
.ins-page .btn--blue:hover { background: var(--c-blue-h); color: #fff; transform: translateY(-1px); }
.ins-page .btn--ghost-white  { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,.4); }
.ins-page .btn--ghost-white:hover { background: rgba(255,255,255,.1); color: #fff; }
.ins-page .btn--ghost-blue { background: transparent; color: var(--c-blue); border: 1.5px solid var(--c-blue); }
.ins-page .btn--ghost-blue:hover { background: var(--c-blue-lt); }
.ins-page .btn--block { width: 100%; }
.ins-page .btn--lg { padding: 14px 28px; font-size: 15.5px; }

/* HERO  */
.ins-page .hero {
  background: var(--c-navy); color: #fff;
  padding: 68px 0 76px; position: relative; overflow: hidden;
}
.ins-page .hero::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(900px 500px at 100% -20%, rgba(34,68,255,.22), transparent 60%),
    radial-gradient(600px 400px at -5% 110%, rgba(34,68,255,.1), transparent 55%);
}
.ins-page .hero .container { position: relative; z-index: 1; }
.ins-page .hero__grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 52px; align-items: start; }

.ins-page .breadcrumb {
  display: flex; align-items: center; gap: 5px;
  font-size: 12px; color: rgba(255,255,255,.5); margin-bottom: 14px;
  background: transparent; padding: 0; border-radius: 0; margin-top: 0;
}
.ins-page .breadcrumb a { color: rgba(255,255,255,.5); }
.ins-page .breadcrumb a:hover { color: #fff; }
.ins-page .breadcrumb-sep { opacity: .4; }

.ins-page .hero__title { font-size: clamp(28px, 3.8vw, 46px); font-weight: 800; color: #fff; margin: 0 0 18px; }
.ins-page .hero__title .hl { color: #5b7fff; }
.ins-page .hero__desc { color: rgba(255,255,255,.7); font-size: 15.5px; line-height: 1.65; max-width: 56ch; margin-bottom: 16px; }

.ins-page .trust-tiles { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 26px; }
.ins-page .trust-tile {
  display: flex; align-items: center; gap: 11px;
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14);
  border-radius: 10px; padding: 10px 14px; min-width: 180px; flex: 1 1 auto;
}
.ins-page .trust-tile__icon {
  width: 36px; height: 36px; border-radius: 8px;
  background: rgba(255,255,255,.1); display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; color: rgba(255,255,255,.75);
}
.ins-page .trust-tile strong { display: block; font-size: 13px; font-weight: 700; color: #fff; line-height: 1.3; }
.ins-page .trust-tile small { font-size: 11.5px; color: rgba(255,255,255,.55); }
.ins-page .hero__ctas { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 16px; align-items: center; }
.ins-page .hero__rating { display: flex; align-items: center; gap: 8px; font-size: 12.5px; color: rgba(255,255,255,.6); }
.ins-page .stars { color: #f5a623; }

.ins-page .quote-card {
  background: #fff; border-radius: var(--r-lg);
  box-shadow: 0 24px 64px rgba(3,13,43,.25); color: var(--c-text); overflow: hidden;
}
.ins-page .quote-card__head { padding: 22px 26px 18px; border-bottom: 1px solid var(--c-border); }
.ins-page .quote-card__title { font-size: 17px; font-weight: 700; color: var(--c-text); margin-bottom: 4px; }
.ins-page .quote-card__speed { font-size: 12px; color: var(--c-muted); display: flex; align-items: center; gap: 4px; }
.ins-page .quote-card__body { padding: 20px 26px 24px; }
.ins-page .quote-card__foot { padding: 10px 26px; background: var(--c-bg-alt); font-size: 12px; color: var(--c-muted); display: flex; align-items: center; gap: 5px; }

.ins-page .f-group { margin-bottom: 13px; }
.ins-page .f-label { display: block; font-size: 12.5px; font-weight: 600; color: var(--c-text); margin-bottom: 5px; }
.ins-page .f-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.ins-page .f-ctrl {
  width: 100%; padding: 10px 13px;
  border: 1px solid var(--c-border); border-radius: var(--r-sm);
  font-family: inherit; font-size: 13.5px; color: var(--c-text); background: #fff;
  outline: none; transition: border-color .15s, box-shadow .15s;
  -webkit-appearance: none; appearance: none;
}
.ins-page .f-ctrl::placeholder { color: #aab0c0; }
.ins-page .f-ctrl:focus { border-color: var(--c-blue); box-shadow: 0 0 0 3px rgba(34,68,255,.1); }
.ins-page select.f-ctrl {
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235a6481' stroke-width='2.5'><path d='M6 9l6 6 6-6'/></svg>");
  background-repeat: no-repeat; background-position: right 11px center; padding-right: 32px;
}

/* SECTIONS  */
.ins-page .section { padding: 72px 0; }
.ins-page .section--alt { background: var(--c-bg-alt); }
.ins-page .section--dark { background: var(--c-navy); color: #fff; }
.ins-page .section--sm { padding: 52px 0; }
.ins-page .sec-head { text-align: center; margin-bottom: 44px; }
.ins-page .sec-title { font-size: clamp(24px, 3.2vw, 36px); font-weight: 800; color: var(--c-text); margin-bottom: 10px; }
.ins-page .section--dark .sec-title { color: #fff; }
.ins-page .sec-sub { color: var(--c-muted); font-size: 16px; max-width: 60ch; margin: 0 auto; }

/* PRODUCT CARDS (12-card grid)  */
.ins-page .prod-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.ins-page .prod-card {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--r);
  padding: 20px 18px 16px; transition: box-shadow .2s, transform .2s;
}
.ins-page .prod-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.ins-page .prod-card__icon {
  width: 38px; height: 38px; background: var(--c-blue-lt); border-radius: var(--r-sm);
  display: flex; align-items: center; justify-content: center; color: var(--c-blue); margin-bottom: 12px;
}
.ins-page .prod-card__name { font-size: 14px; font-weight: 700; color: var(--c-text); margin-bottom: 5px; }
.ins-page .prod-card__desc { font-size: 12.5px; color: var(--c-muted); line-height: 1.5; margin-bottom: 10px; }
.ins-page .prod-card__link { font-size: 13px; font-weight: 700; color: var(--c-blue); display: inline-flex; align-items: center; gap: 3px; }
.ins-page .prod-card__link:hover { gap: 7px; }

.ins-page .miss-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.ins-page .miss-card {
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--r); padding: 28px 24px; color: #fff;
}
.ins-page .miss-card__icon {
  width: 46px; height: 46px; border-radius: var(--r-sm);
  background: rgba(34,68,255,.35); display: flex; align-items: center; justify-content: center;
  color: #fff; margin-bottom: 16px;
}
.ins-page .miss-card__title { font-size: 15.5px; font-weight: 700; margin-bottom: 8px; }
.ins-page .miss-card__desc { font-size: 13.5px; color: rgba(255,255,255,.65); line-height: 1.55; }

.ins-page .tabs { display: flex; flex-wrap: wrap; gap: 7px; margin-bottom: 30px; }
.ins-page .tab {
  padding: 6px 16px; border-radius: 999px;
  border: 1px solid var(--c-border); background: #fff;
  font-size: 13px; font-weight: 600; color: var(--c-text);
  cursor: pointer; transition: background .15s, color .15s, border-color .15s;
}
.ins-page .tab.active, .ins-page .tab:hover { background: var(--c-blue); color: #fff; border-color: var(--c-blue); }
.ins-page .ind-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.ins-page .ind-card { border: 1px solid var(--c-border); border-radius: var(--r); overflow: hidden; background: #fff; transition: box-shadow .2s; }
.ins-page .ind-card:hover { box-shadow: var(--shadow); }
.ins-page .ind-card__img {
  height: 148px; background: linear-gradient(135deg, #071149, #030d2b);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.2); font-size: 44px;
}
.ins-page .ind-card__body { padding: 16px 18px 18px; }
.ins-page .ind-card__title { font-size: 15px; font-weight: 700; color: var(--c-text); margin-bottom: 5px; }
.ins-page .ind-card__desc { font-size: 13px; color: var(--c-muted); margin-bottom: 10px; line-height: 1.5; }
.ins-page .ind-card__link { font-size: 13px; font-weight: 700; color: var(--c-blue); display: inline-flex; align-items: center; gap: 4px; }

.ins-page .ben-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.ins-page .ben-grid--5 { grid-template-columns: repeat(5, 1fr); }
@media (max-width: 1024px) { .ins-page .ben-grid--5 { grid-template-columns: repeat(3, 1fr); } }

.ins-page .trust-tiles { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 26px; }
.ins-page .trust-tile { display: flex; align-items: center; gap: 10px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15); border-radius: var(--r-sm); padding: 9px 14px; color: #fff; }
.ins-page .trust-tile__icon { width: 32px; height: 32px; border-radius: var(--r-sm); background: rgba(34,68,255,.3); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.ins-page .trust-tile strong { display: block; font-size: 13px; font-weight: 700; }
.ins-page .trust-tile small { font-size: 11px; color: rgba(255,255,255,.6); }
.ins-page .ben-card { background: #fff; border: 1px solid var(--c-border); border-radius: var(--r); padding: 22px 18px; }
.ins-page .ben-card__icon {
  width: 42px; height: 42px; background: var(--c-blue-lt); border-radius: var(--r-sm);
  display: flex; align-items: center; justify-content: center; color: var(--c-blue); margin-bottom: 12px;
}
.ins-page .ben-card__title { font-size: 14.5px; font-weight: 700; color: var(--c-text); margin-bottom: 6px; }
.ins-page .ben-card__desc { font-size: 13px; color: var(--c-muted); line-height: 1.5; }

.ins-page .sector-row { display: flex; flex-wrap: wrap; justify-content: center; gap: 28px 44px; }
.ins-page .sector-item { text-align: center; min-width: 88px; }
.ins-page .sector-item__icon {
  width: 52px; height: 52px; border-radius: 50%;
  background: var(--c-blue-lt); color: var(--c-blue);
  display: flex; align-items: center; justify-content: center; margin: 0 auto 8px;
}
.ins-page .sector-item__name { font-size: 12px; font-weight: 600; color: var(--c-text); }
.ins-page .sector-item__sub { font-size: 11px; color: var(--c-muted); margin-top: 2px; line-height: 1.4; }
.ins-page .section--dark .sector-row { flex-wrap: nowrap; gap: 12px 20px; }
.ins-page .section--dark .sector-item { flex: 1 1 0; min-width: 0; }
.ins-page .section--dark .sector-item__icon { background: rgba(34,68,255,.3); color: #fff; width: 46px; height: 46px; }
.ins-page .section--dark .sector-item__name { color: #fff; font-size: 11px; }
.ins-page .section--dark .sector-item__sub { color: rgba(255,255,255,.55); font-size: 10px; }
.ins-page .section--dark .sec-sub { color: rgba(255,255,255,.6); }

.ins-page .steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; position: relative; }

.ins-page .steps-grid::before {
  content: ''; position: absolute;
  top: 24px; left: calc(100% / 8); right: calc(100% / 8);
  height: 2px; background: var(--c-border); z-index: 0;
}
.ins-page .step { text-align: center; }
.ins-page .step__num {
  width: 48px; height: 48px; border-radius: 50%;
  background: var(--c-blue); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 18px; margin: 0 auto 14px;
  position: relative; z-index: 1;
}
.ins-page .step__icon {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--c-blue-lt); color: var(--c-blue);
  display: flex; align-items: center; justify-content: center; margin: 0 auto 12px;
}
.ins-page .step__title { font-size: 14px; font-weight: 700; color: var(--c-text); margin-bottom: 6px; }
.ins-page .step__desc { font-size: 13px; color: var(--c-muted); line-height: 1.5; }
.ins-page .section--dark .step__title { color: #fff; }
.ins-page .section--dark .step__desc { color: rgba(255,255,255,.6); }
.ins-page .section--alt .step__icon { background: #fff; }


.ins-page .stats-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; padding-bottom: 44px; border-bottom: 1px solid rgba(255,255,255,.1); margin-bottom: 44px; }
.ins-page .stat__icon {
  width: 44px; height: 44px; border-radius: 50%;
  background: rgba(34,68,255,.25); display: flex; align-items: center; justify-content: center;
  color: #fff; margin: 0 auto 10px;
}
.ins-page .stat__val { font-size: 34px; font-weight: 800; color: #fff; line-height: 1; margin-bottom: 6px; }
.ins-page .stat__lbl { font-size: 13px; color: rgba(255,255,255,.55); }
.ins-page .tcards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.ins-page .tcard { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); border-radius: var(--r); padding: 22px; }
.ins-page .tcard .stars { font-size: 12px; margin-bottom: 10px; }
.ins-page .tcard__body { font-size: 13.5px; color: rgba(255,255,255,.8); font-style: italic; line-height: 1.65; margin-bottom: 14px; }
.ins-page .tcard__author { font-size: 12px; color: rgba(255,255,255,.5); font-weight: 600; }

.ins-page .split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.ins-page .split__body h3 { font-size: clamp(20px, 2.5vw, 28px); font-weight: 800; color: var(--c-text); margin-bottom: 14px; }
.ins-page .checklist { display: flex; flex-direction: column; gap: 9px; margin: 18px 0; }
.ins-page .checklist li { display: flex; align-items: flex-start; gap: 9px; font-size: 14px; color: var(--c-text); }
.ins-page .chk {
  width: 20px; height: 20px; flex-shrink: 0; border-radius: 50%;
  background: var(--c-blue-lt); color: var(--c-blue);
  display: flex; align-items: center; justify-content: center; margin-top: 2px;
}
.ins-page .tbox { background: var(--c-bg-alt); border-radius: var(--r); padding: 22px; margin-top: 22px; }
.ins-page .tbox .stars { font-size: 12px; margin-bottom: 8px; }
.ins-page .tbox p { font-size: 13.5px; font-style: italic; color: var(--c-text); line-height: 1.65; margin-bottom: 10px; }
.ins-page .tbox cite { font-size: 12px; font-weight: 600; color: var(--c-muted); font-style: normal; }
.ins-page .split-img {
  border-radius: var(--r-lg); overflow: hidden;
  background: linear-gradient(135deg, #0f1d5c, #030d2b);
  min-height: 360px; display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.15); font-size: 64px;
}

.ins-page .section:not(.section--dark) .stat__icon { background: var(--c-blue-lt); color: var(--c-blue); }
.ins-page .section:not(.section--dark) .stats-row { border-bottom-color: var(--c-border); margin-bottom: 40px; }
.ins-page .section:not(.section--dark) .stat__val { color: var(--c-text); }
.ins-page .section:not(.section--dark) .stat__lbl { color: var(--c-muted); }
.ins-page .section:not(.section--dark) .tcard { background: var(--c-bg-alt); border: 1px solid var(--c-border); }
.ins-page .section:not(.section--dark) .tcard .stars { color: #f5a623; }
.ins-page .section:not(.section--dark) .tcard__body { color: var(--c-text); }
.ins-page .section:not(.section--dark) .tcard__author { color: var(--c-muted); }

.ins-page .val-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.ins-page .val-card { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); border-radius: var(--r); padding: 20px 16px; text-align: center; }
.ins-page .val-card__icon { width: 42px; height: 42px; border-radius: var(--r-sm); background: rgba(34,68,255,.3); display: flex; align-items: center; justify-content: center; color: #fff; margin: 0 auto 12px; }
.ins-page .val-card__title { font-size: 14px; font-weight: 700; color: #fff; margin-bottom: 5px; }
.ins-page .val-card__desc { font-size: 12.5px; color: rgba(255,255,255,.6); line-height: 1.5; }

.ins-page .faq-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 0 40px; }
.ins-page .faq-item { border-bottom: 1px solid var(--c-border); }
.ins-page .faq-q {
  display: flex; justify-content: space-between; align-items: center; gap: 10px;
  width: 100%; padding: 16px 0; background: none; border: none; font-family: inherit;
  font-size: 14px; font-weight: 600; color: var(--c-text); text-align: left; cursor: pointer;
}
.ins-page .faq-q .ico { flex-shrink: 0; color: var(--c-blue); transition: transform .2s; }
.ins-page .faq-item.open .faq-q .ico { transform: rotate(180deg); }
.ins-page .faq-a { display: none; font-size: 13.5px; color: var(--c-muted); line-height: 1.65; padding-bottom: 16px; }
.ins-page .faq-item.open .faq-a { display: block; }


.ins-page .ins-matters { background: #0E0F28; padding: 64px 0; color: #fff; border-bottom: 1px solid rgba(255,255,255,.07); }
.ins-page .ins-matters__grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
}
.ins-page .ins-matters__left h2 {
  font-size: clamp(26px, 3.5vw, 40px); font-weight: 800; color: #fff; margin-bottom: 18px;
}
.ins-page .ins-matters__left p { font-size: 15.5px; color: rgba(255,255,255,.65); line-height: 1.7; }
.ins-page .ins-matters__list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 14px; }
.ins-page .ins-matters__list li {
  display: flex; align-items: center; gap: 12px;
  font-size: 15px; font-weight: 600; color: #fff;
}
.ins-page .ins-matters__list li span {
  width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0;
  background: rgba(34,68,255,.3); display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 13px;
}

.ins-page .faq-product-layout {
  grid-template-columns: 1fr 280px; gap: 48px; align-items: start;
}
/* Use this modifier only when a sidebar column exists */
.ins-page .faq-product-layout--sidebar { display: grid; }
.ins-page .faq-contact-box {
  border: 1px solid var(--c-border); border-radius: var(--r); padding: 24px; position: sticky; top: 90px;
}
.ins-page .faq-contact-box h4 { font-size: 16px; font-weight: 700; color: var(--c-text); margin: 0 0 8px; }
.ins-page .faq-contact-box p { font-size: 13px; color: var(--c-muted); line-height: 1.6; margin: 0 0 18px; }
.ins-page .faq-contact-phone {
  display: flex; align-items: center; gap: 8px;
  font-size: 17px; font-weight: 700; color: var(--c-text); margin-bottom: 4px;
}
.ins-page .faq-contact-phone svg { color: var(--c-blue); flex-shrink: 0; }
.ins-page .faq-contact-hours { font-size: 12px; color: var(--c-muted); margin-bottom: 20px; }
.ins-page .faq-contact-box .btn { padding: 11px 18px; font-size: 13.5px; }
.ins-page .faq-single .faq-item { border-bottom: 1px solid var(--c-border); }

.ins-page .cta-banner { background: var(--c-navy); padding: 52px 0; text-align: center; color: #fff; }
.ins-page .cta-banner__title { font-size: clamp(20px, 2.8vw, 30px); font-weight: 800; margin-bottom: 8px; color: #fff; }
.ins-page .cta-banner__sub { color: rgba(255,255,255,.6); font-size: 15px; margin-bottom: 26px; }
.ins-page .cta-banner__btns { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; }

.ins-page .ins-footer { background: var(--c-navy); color: #fff; padding: 52px 0 20px; }
.ins-page .ins-footer__grid {
  display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr 1.3fr;
  gap: 36px; padding-bottom: 36px;
  border-bottom: 1px solid rgba(255,255,255,.09); margin-bottom: 20px;
}
.ins-page .ins-footer__tagline { font-size: 13px; color: rgba(255,255,255,.55); max-width: 22ch; line-height: 1.6; margin-top: 12px; }
.ins-page .ins-footer__socials { display: flex; gap: 10px; margin-top: 16px; }
.ins-page .ins-footer__soc {
  width: 32px; height: 32px; border-radius: 50%; background: rgba(255,255,255,.1);
  color: rgba(255,255,255,.7); display: flex; align-items: center; justify-content: center;
  font-size: 13px; transition: background .15s;
}
.ins-page .ins-footer__soc:hover { background: rgba(255,255,255,.2); color: #fff; }
.ins-page .ins-footer__col-title { font-size: 11px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: rgba(255,255,255,.45); margin-bottom: 14px; }
.ins-page .ins-footer__links { display: flex; flex-direction: column; gap: 9px; }
.ins-page .ins-footer__links a { font-size: 13.5px; color: rgba(255,255,255,.65); transition: color .15s; }
.ins-page .ins-footer__links a:hover { color: #fff; }
.ins-page .ins-footer__ci { display: flex; align-items: flex-start; gap: 8px; font-size: 13px; color: rgba(255,255,255,.65); margin-bottom: 10px; }
.ins-page .ins-footer__ci svg { flex-shrink: 0; margin-top: 2px; color: #5b7fff; }
.ins-page .ins-footer__bottom { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; align-items: center; }
.ins-page .ins-footer__copy { font-size: 12px; color: rgba(255,255,255,.35); }
.ins-page .ins-footer__bl { display: flex; gap: 18px; flex-wrap: wrap; }
.ins-page .ins-footer__bl a { font-size: 12px; color: rgba(255,255,255,.35); }
.ins-page .ins-footer__bl a:hover { color: rgba(255,255,255,.65); }

@media (max-width: 1024px) {
  .ins-page .prod-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 900px) {
  .ins-page .ins-matters__grid { grid-template-columns: 1fr; gap: 32px; }
  .ins-page .faq-product-layout { grid-template-columns: 1fr; }
  .ins-page .faq-contact-box { position: static; }
  .ins-page .steps-grid::before { display: none; }
  .ins-page .hero__grid { grid-template-columns: 1fr; gap: 32px; }
  .ins-page .hero { padding: 44px 0 52px; }
  .ins-page .miss-grid { grid-template-columns: 1fr 1fr; }
  .ins-page .ben-grid { grid-template-columns: 1fr 1fr; }
  .ins-page .val-grid { grid-template-columns: 1fr 1fr; }
  .ins-page .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .ins-page .stats-row { grid-template-columns: repeat(2, 1fr); }
  .ins-page .tcards { grid-template-columns: 1fr; }
  .ins-page .split { grid-template-columns: 1fr; gap: 32px; }
  .ins-page .ins-footer__grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .ins-page .prod-grid { grid-template-columns: repeat(2, 1fr); }
  .ins-page .ind-grid { grid-template-columns: 1fr; }
  .ins-page .miss-grid { grid-template-columns: 1fr; }
  .ins-page .faq-wrap { grid-template-columns: 1fr; }
  .ins-page .ben-grid { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .ins-page .prod-grid { grid-template-columns: 1fr; }
  .ins-page .hero__ctas { flex-direction: column; align-items: flex-start; }
  .ins-page .cta-banner__btns { flex-direction: column; align-items: center; }
  .ins-page .ins-footer__grid { grid-template-columns: 1fr; }
  .ins-page .steps-grid { grid-template-columns: 1fr; }
  .ins-page .val-grid { grid-template-columns: 1fr 1fr; }
}

.ins-page .section--dark .prod-card { background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.1); }
.ins-page .section--dark .prod-card:hover { background: rgba(255,255,255,.1); box-shadow: none; transform: none; }
.ins-page .section--dark .prod-card__icon { background: rgba(34,68,255,.3); color: #fff; }
.ins-page .section--dark .prod-card__name { color: #fff; }
.ins-page .section--dark .prod-card__desc { color: rgba(255,255,255,.65); }

/* PI SUB-PAGES: STEPS + CONTACT SIDEBAR LAYOUT */
.ins-page .steps-contact-layout { grid-template-columns: 1fr 280px; gap: 48px; align-items: start; }

/* TRUSTPILOT BADGE (FAQ SIDEBAR) */
.ins-page .tp-widget { border: 1px solid var(--c-border); border-radius: var(--r); padding: 20px; text-align: center; margin-bottom: 16px; }
.ins-page .tp-widget__name { font-size: 20px; font-weight: 800; color: #00b67a; letter-spacing: -0.5px; margin-bottom: 4px; }
.ins-page .tp-widget__rated { font-size: 13px; color: var(--c-muted); margin-bottom: 4px; }
.ins-page .tp-widget__rated strong { color: var(--c-text); }
.ins-page .tp-widget .stars { font-size: 20px; margin: 4px 0 2px; }
.ins-page .tp-widget__score { font-size: 12px; color: var(--c-muted); }

/* WHY-BOX (FAQ SIDEBAR) */
.ins-page .why-box { border: 1px solid var(--c-border); border-radius: var(--r); padding: 20px; margin-top: 16px; }
.ins-page .why-box h5 { font-size: 13.5px; font-weight: 700; color: var(--c-text); margin: 0 0 12px; }
.ins-page .why-box ul { list-style: none; margin: 0; padding: 0; }
.ins-page .why-box li { font-size: 13px; color: var(--c-muted); padding: 7px 0; display: flex; align-items: flex-start; gap: 8px; border-bottom: 1px solid var(--c-border); line-height: 1.4; }
.ins-page .why-box li:last-child { border-bottom: 0; padding-bottom: 0; }
.ins-page .why-chk { display: inline-flex; align-items: center; justify-content: center; width: 16px; height: 16px; background: #e8f5fe; border-radius: 50%; flex-shrink: 0; margin-top: 1px; }
.ins-page .why-chk svg { color: var(--c-blue); }

@media (max-width: 900px) { .ins-page .steps-contact-layout { grid-template-columns: 1fr; } }
.ins-page .section--dark .prod-card__link { color: #7b9fff; }

.ins-page .section--dark .split__body h3 { color: #fff; }
.ins-page .section--dark .checklist li { color: rgba(255,255,255,.85); }
.ins-page .section--dark .chk { background: rgba(34,68,255,.35); color: #fff; }
.ins-page .section--dark .tbox { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.1); }
.ins-page .section--dark .tbox p { color: rgba(255,255,255,.8); }
.ins-page .section--dark .tbox cite { color: rgba(255,255,255,.5); }

.ins-page .cover-note { text-align: center; margin-top: 20px; font-size: 13.5px; color: var(--c-muted); }
.ins-page .cover-note a { color: var(--c-blue); font-weight: 600; }

.ins-page .why-row { display: flex; flex-wrap: wrap; justify-content: center; gap: 20px 36px; }
.ins-page .why-item { text-align: center; max-width: 130px; }
.ins-page .why-item__icon { width: 52px; height: 52px; border-radius: 50%; background: var(--c-blue-lt); color: var(--c-blue); display: flex; align-items: center; justify-content: center; margin: 0 auto 10px; }
.ins-page .why-item__name { font-size: 13px; font-weight: 700; color: var(--c-text); margin-bottom: 4px; }
.ins-page .why-item__sub { font-size: 11.5px; color: var(--c-muted); line-height: 1.4; }

.ins-page .testi-contact-layout { display: grid; grid-template-columns: 1fr 280px; gap: 40px; align-items: start; }
@media (max-width: 900px) { .ins-page .testi-contact-layout { grid-template-columns: 1fr; } }

.ins-page .ben-grid--6 { grid-template-columns: repeat(6, 1fr); }
@media (max-width: 1024px) { .ins-page .ben-grid--6 { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 600px) { .ins-page .ben-grid--6 { grid-template-columns: repeat(2, 1fr); } }