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Complaints

We are committed to providing a high quality service to all of our customers. If something goes wrong, we want to know about it so we can put it right.

Our commitment to you

We take every complaint seriously. Our goal is to resolve your complaint quickly, fairly and transparently.

How to make a complaint

If you wish to make a complaint, please contact us using any of the following methods.

By email
complaints@ragado.com

We aim to acknowledge your complaint within 2 working days.

By post
Ragado Ltd
Complaint Team
Southwinds St. Marys Well Bay Road, Swanbridge Farm, Penarth,
Wales, CF64 5UJ

Please include your policy or reference number.

Our complaints process

We follow a clear process to ensure your complaint is handled fairly and efficiently.

1. Acknowledge

We will acknowledge receipt of your complaint within 2 working days.

2. Investigate

We will investigate your complaint thoroughly and fairly.

3. Respond

We aim to provide our final response within 8 weeks.

4. Resolve

If we can't resolve your complaint you may refer it to the Financial Ombudsman Service.

If you are not satisfied

If you are unhappy with our final response, you may be able to refer your complaint to the Financial Ombudsman Service (FOS).

The Financial Ombudsman Service

The Financial Ombudsman Service is an independent organisation that helps resolve disputes between consumers and financial businesses.

Visit the Financial Ombudsman Service

Important information

  • Your complaint will not affect your legal rights.
  • Information on this page does not form part of our terms of business.
  • We may record phone calls for training and monitoring purposes.
Need help or want to discuss your complaint?

Our team is here to help and we'll do our best to put things right.