Commercial Combined Insurance that simplifies protection for your business.
Commercial combined insurance brings your core business covers into one unified and easily manageable policy to protect against day to day operational risks. It is designed specifically to simplify administration and eliminate gaps in coverage for medium to large businesses.
All the essential covers. One simple policy.
Our Commercial Combined Insurance policies typically include:
Covers your buildings, stock, and equipment against fire, flood, or theft.
Replaces lost income if a major event forces you to stop trading temporarily.
Protects you against legal claims if a member of the public is injured or their property is damaged.
Covers compensation claims if your staff get ill or injured while working for you.
Can be extended to include goods in transit, money, or cyber liability depending on your exact requirements.
Built for medium to large businesses with premises and staff.
This policy is the ideal fit for wholesale distributors, light manufacturers, warehouses, and larger retail shops or offices. If your business operates from dedicated premises, holds stock or specialist machinery, and employs staff, this all in one approach provides the exact structural consistency you need.
Comprehensive protection that works as hard as you do.
- Multiple covers in one affordable policy
- Designed around your business activities
- Competitive premiums from leading UK insurers
- Fast, straightforward process
- Ongoing support at every stage
"Ragado found us a Commercial Combined policy that saved us money and gave us better cover than we had before."
— James P., Business OwnerHow we arrange your cover.
We collect the operational details, premises information, and specific risks associated with your trade.
As an independent broker, we negotiate with a wide panel of top tier UK insurers to find the most competitive terms.
We present you with the tailored quotes for you to review and choose from.
More than just insurance.
Experts who understand your operations and the risks you face.
Access to exclusive rates from trusted insurers.
We're here to help you when you need to make a claim.
Review and adapt your cover as your business grows.