Hospitality Insurance that protects your venue, staff and patrons.
Comprehensive cover designed for the fast-paced hospitality sector. This tailored policy secures cafes, restaurants, and wine bars against the unique operational hazards of food service and public hosting.
Comprehensive cover for your venue and team.
Our hospitality insurance policies can include:
Defends against customer slips, trips, and claims of food poisoning or allergic reactions.
Protects your kitchen staff, waitstaff, and management in the event of workplace accidents.
Covers expensive culinary equipment, bar installations, and dining furniture against damage.
Compensates for depreciation in business value if your alcohol licence is revoked through no fault of your own.
Replaces lost income and pays fixed costs if an insured event forces you to close your doors temporarily.
Built for independent venues and food service operators.
This sector-specific cover is built for independent cafes, high-end restaurants, busy wine bars, and gastro pubs. Operations facing high footfall, relying heavily on commercial kitchen equipment, and holding alcohol licences fit perfectly into this framework.
Sector-specific protection for your venue.
- Cover for food poisoning and allergic reaction claims
- Protection for kitchen equipment, bar installations and fittings
- Full time, part time, and seasonal staff all covered
- Outdoor seating areas and pavement hosting included
- Late night and alcohol licence risks covered
"Ragado found us the perfect cover for our restaurant at a great price. The process was quick and the team understood exactly what we needed."
— Maria L., Restaurant OwnerHow we arrange your cover.
You provide your venue capacity, late night licences, and specialised kitchen setups.
As your broker, we secure quotes from insurers who explicitly understand the exact risk profile of the hospitality industry.
We present the best options so you can ensure all equipment limits and liability thresholds are perfectly met.
Hospitality insurance arranged by specialists.
We understand the specific risks of running a hospitality venue.
Specialist hospitality underwriters with competitive terms.
Great cover at prices that work for your business.
We're here to help when you need to make a claim.