PROFESSIONAL INDEMNITY INSURANCE

Professional Indemnity Insurance that safeguards your expertise and reputation.

Safeguard your consultancy and technical expertise against claims of professional negligence. This policy provides uncompromising defence for your reputation and balance sheet when client advice fails to deliver expected outcomes.

FCA RegulatedFRN 1034795 · UK
UK Specialist MarketsIndependent advice
Tailored CoverMatched to your sector
Claims SupportIncluded as standard
★★★★★ Rated 4.8/5 from 1,400+ reviews
Get your PI insurance quote
Takes under 60 seconds
Your data is secure and confidential
WHY PROFESSIONALS CHOOSE PI INSURANCE

Protect your business. Protect your reputation.

PI insurance can help cover legal costs, compensation and associated expenses if a client claims against the professional services you provide.

Professional Negligence

Covers legal defense and damages if a client alleges your advice or service caused them financial loss.

Breach of Confidentiality

Protects against the accidental sharing or leaking of sensitive client data.

Defamation

Defends your business if you are accused of making false or damaging statements about a third party.

Loss of Documents

Provides capital to replace or restore critical client data that is lost or destroyed.

WHO NEEDS PI INSURANCE?

Designed for professionals across multiple sectors.

This cover is mandatory for accountants, architects, technology firms, and management consultants. Any business that provides specialized advice, handles client data, or delivers professional designs requires this safety net to operate securely and compliantly

Consultants
Strategy, management and business consultants
IT & Software
IT consultants, developers and tech service providers
Architects
Architectural practices and design firms
Engineers
Engineering consultants and contractors
Financial Services
Financial advisers, brokers and wealth managers
Marketing Agencies
Marketing, PR, media and creative agencies
COVER THAT WORKS FOR YOU

Comprehensive PI cover built around your business.

  • Errors, omissions and negligence
  • Breach of professional duty
  • Legal defence costs
  • Contractual liability
  • Loss of documents
  • Defamation and intellectual property (optional)
  • International cover available
  • Retroactive cover available
★★★★★

"Ragado took the time to understand our business and secured PI cover that actually fits the way we work."

— David M., Management Consultant
How we arrange it

How our PI insurance process works.

1
Tell us about your business

You provide details regarding your fee income, client base, and the exact nature of your professional services.

2
We approach our panel

We negotiate with specialised professional indemnity markets to structure adequate limits that match your risk profile.

3
You review terms

You assess the proposed coverage limits, retroactive dates, and excess structures before moving forward.

Start my PI quote →
WHY CHOOSE RAGADO?

Why choose Ragado for PI insurance?

Specialist approach

We work with insurers who understand professional risks.

Expert advice

Our team has deep expertise across multiple industries.

Competitive premiums

We negotiate the best cover at the right price.

Ongoing support

We're here at renewal and when you need us most.

FREQUENTLY ASKED QUESTIONS

Professional Indemnity Insurance FAQs

Claims arise when a client suffers a financial loss and alleges it was caused by your error, omission, or negligent advice.
It is strictly required by regulatory bodies for professions like accountancy and architecture, and heavily expected in the technology sector.
This date ensures your policy covers claims arising from work completed in the past, provided the claim is made during the active policy period.
Limits should reflect the maximum potential financial damage your largest client could suffer due to an error on your part.
Standard professional indemnity covers third party data loss, but dedicated cyber extensions are required for first party hacking incidents.

Protect your professional reputation today.

Get a tailored Professional Indemnity insurance quote in minutes.