Public and Employers Liability Insurance for Construction.
Protect your construction site and workforce with robust liability coverage built specifically for the trades. This essential policy ensures your business meets strict contractual requirements while defending against severe on-site risks and third party claims.
Comprehensive cover for construction businesses.
Our construction insurance policies can include:
Covers legal and compensation costs if your construction activities injure a member of the public or damage their property.
Satisfies legal mandates by covering claims if your employees or subcontractors suffer injury on site.
Protects the physical project and materials against fire, theft, or weather damage prior to handover.
Secures both owned and hired equipment against theft and damage while on site.
Built for contractors, civil engineers and specialist tradespeople.
This protection is critical for building contractors, civil engineering firms, and specialist tradespeople. Whether you manage large scale commercial developments or domestic renovations, this cover ensures compliance with site regulations and principal contractor demands.
Specialist cover for every type of construction business.
Choose your trade to explore tailored cover options.
Specialist advice. Stronger cover. Built around your projects.
- Access to leading UK construction insurers
- Cover built around your contracts and projects
- We understand site risks and industry challenges
- Competitive premiums and flexible payments
- Ongoing support from construction insurance experts
"Ragado got us cover that reflected the site complexity of our project. Great service and very competitive."
"We needed contract works and plant cover for a large project. Ragado arranged everything quickly and clearly."
"Finally, an insurance broker that actually understands construction. Highly recommend."
How we arrange your cover.
You detail your annual turnover, typical contract sizes, and the specific trades you undertake.
We leverage our independent broker status to negotiate with specialist construction underwriters for the best terms.
You evaluate the tailored coverage limits and receive your compliant certification ready for site access.
More than just insurance.
Specialist knowledge of the construction industry.
Access to exclusive rates from leading UK insurers.
We're here to help you when you need to make a claim.
We review your cover as your business grows.