Employers' Liability Insurance that protects your people and your business.
A legal requirement for most businesses with employees.
Employers' Liability Insurance protects your business if an employee is injured or becomes ill as a result of their work.
We provide competitive cover, fast certificates and expert advice for UK SMEs and growing businesses.
Legally required. Business critical.
Employers' Liability Insurance is a legal requirement if you employ staff.
Without it, your business could face unlimited fines and prosecution.
It's the law if you employ one or more people, including part-time and temporary staff.
Provides financial protection if an employee is injured or becomes ill due to work.
Pays compensation and legal costs if you're found liable for an employee claim.
Focus on running your business knowing you and your team are protected.
Cover for every type of employer.
From small teams to large organisations, we help businesses across all sectors stay compliant and protected.
Straightforward cover that keeps you compliant.
- From £5 million cover
- Instant certificates of insurance
- Competitive SME prices
- Flexible monthly payment options
- Fast, hassle-free setup
- UK-based claims support
"Ragado made it so easy to get our Employers' Liability cover in place. Instant certificate and great price."
— Sarah T., HR ManagerGet covered in 4 simple steps.
Answer a few quick questions about your business and employees.
We compare quotes from trusted UK insurers to find the best cover for your needs.
Receive your tailored quote instantly with clear cover details.
Buy online or speak to our team and get your certificate straight away.
More than just insurance.
Specialist insurance experts who understand your business.
Access to leading UK insurers and exclusive rates.
We're here to help you when you need to make a claim.
Help at renewal and as your business grows.