ELECTRICIANS INSURANCE

Insurance for electricians that keeps you powered and protected.

Specialist insurance for electricians, electrical contractors and approved contractors across the UK.

Get the right cover to protect your business, your work and your reputation.

FCA RegulatedFRN 1034795 · UK
UK Based SupportSpecialist advice
Competitive PricesBest value cover
Instant CertificatesSame-day cover
Get an electricians insurance quote → Speak to a specialist
★★★★★ Rated 4.8/5 from 1,400+ reviews
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Takes under 60 seconds
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BUILT FOR ELECTRICAL PROFESSIONALS

Cover that's built around your work.

Protect your business with the essential covers electricians rely on.

Public Liability

Cover for injury or property damage claims.

Employers' Liability

A legal requirement if you employ staff.

Professional Indemnity

Protection for your advice, design and certification work.

Tools & Equipment

Cover for your tools and electrical test equipment.

Van & Plant

Cover for your vans, plant and machinery.

Need custom cover? Add optional extras like contract works, personal accident or legal expenses. See all cover options →

COVER FOR ALL TYPES OF ELECTRICAL WORK

We cover electricians and electrical contractors.

Domestic Electricians
From small jobs to full installations.
Commercial Electricians
Shops, offices, landlords and business premises.
Industrial Electricians
Factories, warehouses and manufacturing.
Approved Contractors
NAPIT, NICEIC, ELECSA and more.
Renewables & EV
Solar, battery storage and EV charging.
Maintenance & Repair
Reactive call-outs and ongoing maintenance.
WHY ELECTRICIANS CHOOSE RAGADO

Specialist cover. Simple process. Great service.

  • Cover tailored for electricians and electrical contractors
  • Instant certificates and documents
  • Flexible payment options to suit your business
  • UK-based support from insurance experts
  • Competitive prices from leading UK insurers
Get an electricians insurance quote →
★★★★★

"Ragado made it easy to get the right cover for my electrical business. Quick, competitive and the certificate was with me in minutes."

— Steve M., Electrical Contractor
HOW IT WORKS

Get covered in 4 simple steps.

1
Tell us about your business

Answer a few quick questions about your electrical work and business.

2
We compare insurers

We compare quotes from leading UK insurers to find the right cover for you.

3
Receive your quote

Get your tailored quote instantly with clear cover details.

4
You're covered

Buy online or speak to our team and get your certificate straight away.

Get my quote now →
£86m+
Premium reviewed
1,000+
Electricians covered
UK
Specialist insurer panel
FCA
FCA regulated
★★★★★

"Great service and easy to set up. Perfect cover for my electrical contracting business."

Liam B. · Electrical Contractor
★★★★★

"Competitive prices and the process was straightforward. Certificate received instantly."

Natalie P. · Approved Contractor
★★★★★

"Excellent customer service and helped me get the right cover for my team."

Daniel R. · Commercial Electrician
FREQUENTLY ASKED QUESTIONS

Electricians Insurance FAQs

Yes. If you work on electrical installations you need at minimum Public Liability insurance. If you employ anyone, Employers' Liability is a legal requirement. Most clients, contracts and approved body memberships (NICEIC, NAPIT, ELECSA) require valid PI cover.
Most electricians need: Public Liability, Employers' Liability (if you have staff), Professional Indemnity (for design/specification work), Tools & Equipment cover and possibly Van & Plant insurance. We'll build the right combination for your work.
Yes, if you employ one or more people including part-time, apprentices or casual workers. You need at least £5m of EL cover by law, and penalties of £2,500 per day apply without it.
PI insurance protects you if a client claims your electrical advice, design or specification caused them financial loss. It's important for electricians who carry out design work, energy assessments or advise on installations.
Yes. We can arrange cover whether you work directly for the public, for main contractors or on a subcontract basis. We'll make sure your policy covers the nature of your work correctly.

Protect your business. Stay fully compliant.

Get Specialist insurance for electricians that work as hard as you do.

Get an electricians insurance quote → Speak to a specialist