ROOFERS INSURANCE SPECIALISTS

Insurance for roofers that keeps your business covered from the top.

Specialist insurance for roofers, roofing contractors and property maintenance professionals across the UK.

Get the right cover to protect your work, your team and your reputation.

FCA RegulatedFRN 1034795 · UK
UK Based SupportRoofing specialists
Competitive PricesBest value cover
Instant CertificatesSame-day cover
Get a roofers insurance quote → Speak to a specialist
★★★★★ Rated 4.8/5 from 1,400+ reviews
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ESSENTIAL COVER FOR ROOFING PROFESSIONALS

Comprehensive cover for roofers.

Our roofers insurance policies can include:

Public Liability

Protection against third-party injury or property damage claims on site.

Employers' Liability

A legal requirement if you employ staff, including apprentices.

Tools & Equipment

Cover for your tools and equipment, on site, in transit or at your premises.

Contract Works

Cover for roofing and associated work in progress or completed.

Professional Indemnity

Protection for design advice, plans and professional services.

Optional Extras

Including commercial vehicles, plant, cyber cover and more.

Need something specific? Add optional extras like plant cover, personal accident or legal expenses. See all cover options →

COVER FOR EVERY TYPE OF ROOFING WORK

Insurance for all types of roofing work.

Choose the type of roofing work you do.

Pitched Roofing
Tiled, slate and shingle roofs for homes and commercial properties.
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Flat Roofing
Felt, EPDM, GRP and other flat roofing installations.
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Lead & Metal Roofing
Leadwork, zinc, copper and other metal roofing specialists.
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Roof Repairs
Repairs, maintenance and emergency call-out work.
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Roof Windows
Value and rooflight installation and maintenance.
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Cladding & Fascias
Cladding, soffits, fascias and guttering installations.
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View all roofing services
See all roofing trades we cover
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WHY ROOFERS CHOOSE RAGADO

Specialist cover. Built for roofers. Backed by experts.

  • Cover tailored for roofers and roofing contractors
  • Competitive prices from leading UK insurers
  • Fast, straightforward quotes and instant documents
  • Expert advice from UK construction insurance specialists
  • Ongoing support when you need to make a claim
Get a roofers insurance quote →
★★★★★

"Ragado provided the perfect policy for my roofing business. Quick, straightforward and the cover is exactly what I need."

— John D., Roofing Contractor
HOW IT WORKS

Get covered in 4 simple steps.

1
Tell us about your business

Answer a few quick questions about your roofing business.

2
We compare insurers

We compare quotes from leading UK insurers to find the right cover for you.

3
Receive your quote

Get your tailored quote instantly with clear cover details.

4
You're covered

Buy online or speak to our team and get your certificate straight away.

Get my quote now →
£86m+
Premium reviewed
1,000+
Roofing businesses insured
UK
Specialist insurer panel
FCA
FCA regulated
★★★★★

"Easy to get cover and great value for money. The team really understand our industry."

Mark L. · Roofing Contractor
★★★★★

"Excellent service and the policy covers everything I need for my roofing business."

Sarah T. · Roofing Business Owner
FREQUENTLY ASKED QUESTIONS

Roofers Insurance FAQs

Yes. Roofing is a high-risk trade. You need at minimum Public Liability insurance for working on clients' properties. If you employ anyone, Employers' Liability is a legal requirement. Contract Works cover is essential to protect ongoing roofing projects.
Most roofers need: Public Liability, Employers' Liability (if you employ), Contract Works (for work in progress), Tools & Equipment and possibly Professional Indemnity. We'll build the right package for your specific type of roofing work.
Yes. If you employ anyone — including part-time, seasonal or apprentice roofers — you need at least £5m of EL cover. Fines of £2,500 per day apply without it.
PL covers claims made by third parties for injury or property damage caused by your work. For roofers this includes tile damage, water ingress from incomplete work, debris falls and injuries to property owners or bystanders.
Yes. We can arrange cover that includes labour-only subcontractors. Bona fide subcontractors should carry their own insurance. We'll advise on the best way to structure your policy for how you actually work.

Protect your business. Protect your reputation.

Specialist insurance for roofers that works as hard as you do.

Get a roofers insurance quote → Speak to a specialist